Title Page; Copyright Page; Dedication Page; Table of Contents; About the Author; About the Technical Reviewer; Acknowledgments; Introduction; CHAPTER 1 Overview Health Care Reform Past and Future; Quick History of Health Care Insurance; World War II Spurs Insurance Growth; Assassination Turns Nation to Medicare; America's Breathtaking Rise of Medical Care Costs; Political Primer on Health Care Reform; Health Care Enters the 2008 Presidential Campaign; Washington Battles over Health Care Reform; Obama Targets Insurers Despite Their Support; Health Care Reform Summary, Schedule
Individual Mandate, Tax Penalties Scheduled for 2014Businesses Face New Rules for Covering Workers; Medicaid Beneficiaries to Expand by 16 Million; Private Insurance to Expand by 16 Million Policyholders; Push for More Preventive Care and Better Quality; Twenty-three Million Americans Expected to Remain Uninsured; Coming Next; CHAPTER 2 Early Changes Health Care Reform's First Ups, Downs; Temporary Exchanges for People with High-Risk Conditions; Expanded Plan Options in 2011 for High-Risk Exchanges; New Insurance Guarantees for Children with Health Issues
Young Adults Get Extension to Age 26 on Parents' PoliciesInsurance Rate Reviews Start; Some States Toughen Oversight; Insurers Banned from Cutting and Capping Coverage; Slowly Filling Medicare's Prescription Drug "Donut Hole"; Health Care Reform Puts a "Sin Tax" on Tanning Services; Big Tax Break for Small Businesses That Provide Insurance; Coming Next; CHAPTER 3 New Choices Individual, Family Insurance Options; Some Policies May Be "Grandfathered" Under New Law; Insurance Exchanges Are Critical to Health Care Reform; Wisconsin Prototype Offers Example of Insurance Exchange
Massachusetts Insurance Exchange Offers Real-Life ExampleCriticism of Health Care Reform inMassachusetts; Individual Mandate Requirements and Penalties; Premiums No Longer Tied to Pre-Existing Medical Conditions; Rights to Appeal, Choose Doctor, and Preventive Care; A Quick Definition of Health Care Reform's Tax Credit; Health Care Reform Brings Changes to Income Tax System; Government Rethinking Long-Term Care Provision; Coming Next; CHAPTER 4 Business Trends Tackling Taxes, Mandates, Incentives; Keeping Existing Plan Requires Complex Calculations
Law Offers Small Businesses Relief from Big Insurance CostsTax Credits Encourage Small Businesses to Offer Insurance; Be Careful Counting If You Are Counting on a Tax Credit; Requirement for Coverage and Penalties for Not Doing So; Small Businesses May Shop at Insurance Exchanges; Devil May Be in the Details for SHOP Insurance Plans; Early Retiree Reinsurance Program Accepts First Applicants; Exchanges Expected to Provide Relief to Early Retirees; New Law Creates Incentives for Employee Wellness Programs; Coming Next; CHAPTER 5 Insurance Shift Law Changes Market Rules, Regulations
