Desperate for money, Darius Lindsey, shunned by his wealthy father, agrees to impregnate Lord William Longstreet's pretty wife-of-convenience, but things soon become complicated when he develops feelings for the young beauty--a woman he can never have.

A Texas "cowboy" takes a bus to New York in search of lonely, rich women who will pay for his sexual services, but spends a hard winter helping a con man.